For bAV to become a truly valued part of compensation, it needs to create real value for retirement — and make that visible to employees on an ongoing basis. The ginkgo bAV is commission-free and ETF-based, offering low running costs and a high degree of flexibility.
With myLife Lebensversicherung AG from Göttingen — part of the IDEAL Insurance Group — ginkgo partners with an innovative provider for pension solutions
Focus on commission-free so-called "net insurance" products
Top ratings from independent rating agencies
Ongoing supervision by the German Federal Financial Supervisory Authority (BaFin)
Statutory protection through Protektor Lebensversicherungs-AG
als Verwalterin des gesetzlichen Sicherungsfonds
An employer-financed bAV has long been part of our comp packages. Together with ginkgo, we’ve now modernized it - making it digital, transparent, cost-efficient, and ETF-based. Effortlessly contemporary - reflecting the work we create for our clients
With ginkgo, we can offer our finance-savvy workforce a very attractive pension plan — which at the same time fully meets our high compliance and information security requirements.
