bAV-Verwaltung kostet HR-Teams wertvolle Zeit – von Neueinstellungen über Gehaltsänderungen bis hin zu Austritten. Die ginkgo HR-Plattform automatisiert den gesamten bAV-Lebenszyklus und reduziert den administrativen Aufwand auf ein Minimum. Außerdem macht es die Plattform möglich, staatliche bAV-Förderungen für sogenannte Geringverdiener nach § 100 EStG optimal auszunutzen.


Über API oder ASCII Interface lässt sich ginkgo mit über 40 HRIS sowie Payroll-Systemen integrieren - für maximal schnelles Set-up.
As part of the introduction of ginkgo bAV in the company, ginkgo is also supporting the presentation of existing bAV contracts on the platform. In this way, documents and activities relating to bAV are consolidated on one platform. In coordination with the company, ginkgo is also assisting with the transition from existing bAV contracts to ginkgo bAV and the capital transfer of new employees.
No, ginkgo bAV is commission-free. There are no hidden commissions or high brokerage fees.
Implementing ginkgo bAV in a company is quick and easy. Employers can set up the ginkgo platform in less than 30 minutes — the platform integrates seamlessly with existing HR systems. Administration is digital and automated — with minimal admin effort.
You can simply take your pension with you if your new employer approves — and continue saving as usual. Alternatively, you can exempt them from contributions, continue them privately or transfer the saved capital to a new pension scheme.